Real captions from the kit
Sample Instagram captions for mortgage loan officers
Three posts from the second week of January, taken from the calendar and shortened where they run long. Words in [BRACKETS] are placeholders you fill in once.
Tuesday · Tip Tuesday
Before you close that old credit card
New year cleanup tip: hold off on closing old credit cards right before you buy a home.
It feels responsible. You paid it off, you never use it, so why keep it? But closing an account can change your available credit and the length of your history, and both can affect how your credit looks to a lender.
Better January moves:
1. Pull your credit reports and check for errors.
2. Pay balances down where you can.
3. Keep older accounts open and quiet.
4. Avoid opening new credit until after closing.
Save this before you start your financial spring cleaning.
#credittips #mortgagetips #homebuyer #firsttimehomebuyer #homeloan #[CITY]homebuyer
Wednesday · Work With Me Wednesday
A loan option worth asking about
This week I'm spotlighting [LOAN PROGRAM], an option a lot of buyers in [CITY] haven't heard of until we sit down together.
In general terms, it may be a fit for people who [describe who this program typically helps]. Like every program, it has its own guidelines around credit, income and the property itself.
Low down payment options may be available for qualified buyers, depending on the program.
DM me "SNOWGLOBE" and I'll send you a quick rundown of this program.
#loanprograms #homeloan #mortgage #loanofficer #homebuyer #[CITY]mortgage
Thursday · Truth Thursday
Escrow, minus the jargon
Mortgage term of the week: escrow.
Think of it as a holding account with a very specific job. Many homeowners pay a portion of their property taxes and homeowners insurance along with their mortgage, and that money waits in escrow until those bills come due. Then they're paid for you, on time.
You'll also hear "escrow" during the purchase itself, when a neutral third party holds funds and documents until everything is ready to close.
Same word, two moments. Both keep things organized and protect everyone involved.
Send me a mortgage word that's been bugging you.
#mortgageterms #escrow #mortgagetips #homebuyer #homeloan #[CITY]loanofficer
